Homeowners, renters, and homebuyers can take different steps to mitigate risks and protect their family and property. This page shows you information
about different options for preparing for hazards and their costs, as well as links to recovery tips and national and local hazard-related advocacy
How can I prepare for risks as a...
As a homeowner, there are many things you can do to make your home more hazard resilient.
Start by learning about the hazards that are most likely to affect your home, and then learn about how sturdy your home is.
Purchase homeowner's and flood insurance. Then, you can look at the options you have to mitigate hazards and make your home
more resilient here .
As a renter, you may have fewer options to take to make your home more secure, but
there are still actions you can take to protect yourself and your possessions. The three most important things you can do are to
purchase renter's insurance for your belongings (along with separate renter's insurance for flooding, if needed), learn about the
hazard history of the building you are living in, and become familiar with things you can do when a hazard threatens. We have more
information on mitigation options for renters here .
As a homebuyer, you can prepare for risks by learning more about the hazard history of the
home you're thinking of buying, as well as the hazard history of the community, and by investigating whether the home was built using
hazard-resilient construction. See our homebuyer checklist here . Once you have purchased a home, be sure to get both
homeowner's and flood insurance, as well as look at what mitigation options you have for making the home more secure. We have more
information on mitigation options here .
This calculator helps you learn about potential disaster mitigation options for this home.
Note: The pre-populated mitigation costs are provided for your convenience based on a rough
national average cost estimation. However, due to the specification of the building, inflation,
and location of the building, these costs can change dramatically. Therefore, we recommend that
you ask your local contractors or home improvement stores for more accurate costs before using this tool.
Being "Risk Ready" is being informed of the natural hazards likely to affect your current or future home and taking precautionary steps to establish a safer, more resilient home. A safer home can reduce the impact of hazards to the property and decrease future losses. The Mitigation Analysis highlights the current estimated average annual loss and the potential annual savings after implementing various mitigation measures.
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Social Vulnerability Index (SoVI) Tract Level Analysis for National Academies (N=196) Counites represents the dynamic combination of underlying socio-economic characteristics
for these areas. Social vulnerability across the NAS study area (coastal areas from Texas to Florida as defined by NOAA) can be generally described by six (6) component factors
(combinations of 29 input variables) described here:
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